Smart Healthcare Funding  ·  Nigeria

Healthcare That
Grows Your Wealth

Your health costs will rise. As you age, medications become routine. Diabetes, hypertension, and kidney disease do not announce their arrival — they build quietly over years. A dedicated health savings account means you are never caught unprepared. Start small. Build consistently. Your health and your wealth, secured together.

4×
Core Services Bundled
100%
Ethical
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100%
Ethical Investment
0%
Riba — Halal Compliant

Health Savings

From ₦5,000/month · No minimums

Ethical Investment

0% riba · SEC regulated · Grows quarterly

Telemedicine

Consultation · 24/7

50+ Providers

15–20% off · No approvals needed

Drug Delivery

Cheap rate · Verified meds

Why It Matters

Your health costs will rise.
Will your savings?

Nigeria is experiencing a quiet but serious chronic disease crisis. Hypertension, diabetes, Chronic Kidney Disease, and cardiovascular disease are no longer diseases of old age — they are increasingly affecting working-age Nigerians, many of whom are undiagnosed and unprotected. The cost of managing these conditions is real, ongoing, and significant. A health savings account is not optional. It is essential.

8M
8 Million Nigerians With Diabetes

Nearly 3 in 4 are undiagnosed. Managing diabetes costs ₦80,000–₦200,000 per year in medication, monitoring, and specialist visits — and rising. Every year, for life.

1 in 4
Adults Have Hypertension

It presents silently. Medication is lifelong. Untreated, it leads to stroke, heart failure, and kidney damage — the most expensive outcomes in Nigerian healthcare.

Rising
Chronic Kidney Disease (CKD)

CKD affects 1 in 7 adults globally. In Nigeria, poor early detection means most cases are caught late. Dialysis alone costs ₦1,500,000–₦3,000,000 annually.

54 Yrs
Life Expectancy

54 Yrs — Nigeria's Average Life Expectancy. Most Nigerians will face their highest health costs in the final decade of their life with no savings, no insurance, and no plan. The time to build that fund is now — not later.

₦480k
Avg. Catastrophic Health Event

A single hospitalisation, surgery, or cancer diagnosis can cost a family ₦300,000–₦2,000,000 out of pocket. Most Nigerian families are one serious illness away from a financial crisis.

Earlier
Chronic Disease Striking Younger

Hypertension and type 2 diabetes are increasingly diagnosed in Nigerians in their 30s and 40s. Lifestyle changes, stress, and poor routine care are accelerating this trend. Prevention and early access matter enormously.

A health savings account is not a luxury. It is a necessity.

The earlier you start, the more your savings grow. Even ₦5,000 a month, consistently saved and earning returns, builds a meaningful buffer against the inevitable costs of aging and illness.

Open Your Account Today
How It Works

One platform, four pillars of health & wealth

Everything you need to save, invest, consult, and access care — seamlessly integrated into your Span account.

01

Deposit & Save

Download the app. Create your account in 5 minutes. Deposit ₦5,000 or whatever you can. No minimums. No penalties. Flexible always.

02

Your Money Grows

Your savings are professionally invested — ethically and transparently. Every quarter, returns are credited to your account. Your healthcare fund builds wealth.

03

Access Quality Care

Book telemedicine consultations from ₦500. Visit 50+ hospitals, clinics and diagnostic centres in our network at 20–40% discounted rates. No approvals, no waiting.

04

Medications Delivered

Order prescribed medications from verified pharmacy partners and receive free delivery to your door — billed seamlessly from your Span wallet.

Our Services

Built for every aspect of your health journey

Core

Health Savings Wallet

Open your digital health account and save what you can — ₦5,000 or ₦50,000. Your balance is always accessible for care, and it earns returns while sitting in your account. Whether you need it next month or next year, it is ready — and growing.

Open Account →
FinTech

Ethical Investment Returns

Your deposits are professionally invested through SEC-regulated, Shariah-compliant instruments. Every quarter, returns are credited to your account — growing your wealth while protecting your health.

Learn More →
Digital Health

Telemedicine 24/7

Connect with verified doctors via video, phone, or chat — any time, any day. Consultations from just ₦500. Receive prescriptions and referrals instantly, no hospital travel needed.

Consult Now →
Network

50+ Provider Network

Access hospitals, clinics, pharmacies and diagnostic centres at 20–40% discounted rates. Full price transparency before every visit. No hidden charges. No approvals required.

Find Providers →
Delivery

Drug Delivery

Get your prescribed medications delivered to your door by verified pharmacy partners. Track in real time. Billed directly from your Span wallet — fast, safe, and seamless.

Order Meds →
Enterprise

Employer Health Plans

Give your team a healthcare benefit that genuinely works. Employees love it — satisfaction jumps from 40% to 85%. Better benefits, lower bills, stronger retention.

Get a Quote →
About Span Healthcare

Where healthcare financing meets ethical growth

At Span Health, we started with one question: why should Nigerians choose between healthcare and financial security? We built Span to end that choice. Founded in Kaduna, we are a health fintech company on a mission to make quality healthcare affordable, accessible, and wealth-building for every Nigerian — individual, family, or business.

Our Mission

To make healthcare affordable, accessible, and rewarding for every Nigerian — by combining smart health savings with ethical investment and quality provider access.

Our Vision

"Smart Healthcare Funding for Smart Nigerians." A future where no one skips a hospital visit because of cost, and every health naira builds lasting wealth.

Our Values

Transparency in all dealings. Accessibility for everyone. Innovation over tradition. Integrity in stewardship. Community in everything we build.

FOUNDED 2023 Kaduna, Nigeria SERVICES 4-in-1 Integrated platform SERVING INDIVIDUALS · FAMILIES · BUSINESSES Across Northern Nigeria
Why Span Health

Your health needs will grow. Your savings should too.

Your health costs compound as you age. Span ensures your savings compound faster. they grow — while giving you real access to quality care. Same money. Completely different outcome.

30%
Provider Network
50+ hospitals & clinics
0
Waiting Period
Active from day one
24hr
Healthcare Access
Telemedicine always on
₦0
Claims Paperwork
Direct access, no forms
Returns on Your Savings What you're used to
Monthly Savings ₦10,000–₦15,000
After 5 Years Reinvested quarterly
Waiting Period 30–90 days
Claims Process 2–4 weeks
Pre-existing Conditions Often excluded
Wealth Built None
Span Health What you deserve
Monthly Savings From ₦5,000/month
After 5 Years ₦864,000+ in account
Waiting Period None — active day 1
Claims Process No claims needed
Pre-existing Conditions Covered from day 1
Wealth Built Real & growing
Common Questions Answered
Myth #1

"Why do I need this?"

Because health costs only rise with age. Medication for diabetes, hypertension, or CKD can cost ₦80,000–₦500,000 annually. A growing health savings account means you are while you have full healthcare access. It's a better financial model — not magic.

Myth #2

"What if returns drop?"

Your healthcare access never depends on returns. Your deposits are always yours. Returns are a bonus on top of real healthcare access. Your health savings account is not a product — it is a life decision.

Myth #3

"Telemedicine isn't real healthcare"

Real doctors. Real diagnoses. Real prescriptions. For 70% of health issues — infections, chronic follow-ups, consultations — telemedicine is faster, cheaper, and just as effective.

See Your Savings Grow
Adjust the sliders — watch what happens to your health savings over time
₦ 25,000 / month
3 years
Total Deposited (No Returns)
₦ 900,000
Your contributions over time
Your Span Balance (with 14% annual returns)
1,098,000
+₦ 198,000 in growth
Your money grows at 14% p.a. while you're protected. Withdraw anytime. No penalties.
Important Notes Returns are based on historical performance and are not guaranteed. Actual returns fluctuate with market conditions and are subject to profit-sharing arrangements. Past performance does not indicate future results. Your capital is at risk. Terms and conditions apply.
1in4
Nigerian Adults With Hypertension
4-in-1
Integrated Services
14%
Annual Halal Return
50+
Healthcare Providers
Real Families
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For Families

Protect your family's health and their future

As parents age, health costs rise sharply. Children need routine care. Medications become a monthly expense. A Span family health savings account means one pool of money — growing and ready — covers consultations, medications, hospitalisations and specialist visits for your entire household, with no coverage gaps and no surprises.

Whole Family, One Account

One Span account covers consultations, medications, specialist visits and hospitalisation for your entire household.

A Savings Buffer That Builds

Regular deposits — however small — compound over time. In 3 years, consistent monthly savings build a buffer that absorbs any health emergency your family faces, without panic or debt.

Start Family Plan →
For Teams
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For Professionals

Healthcare benefits that attract and retain great talent

Young professionals are increasingly managing chronic conditions — hypertension in their 30s, pre-diabetes, stress-related illness. Providing a structured health savings benefit means your team can access care early, consistently, and without financial stress — before conditions become expensive emergencies.

Structured Benefits That Work

Customisable group health savings plans for teams of 5 to 500. Employees are set up in minutes and can start building their health fund immediately.

Prevention Over Crisis

Early access to telemedicine and routine care means health issues are caught before they escalate. Healthier teams are more productive, more present, and more loyal.

Get Team Quote →
Shariah-Board Certified
SEC-Regulated Investment
NDPC Data Protection
Transparent Pricing Always
Proudly Nigerian
Client Stories

What our members experience

My father was diagnosed with hypertension and needed monthly medication and check-ups. With Span, we consult a doctor from home, get his drugs delivered, and his specialist visits go straight from the wallet. His care is consistent — and our savings are still growing.

C
Chioma O.
Social Media Manager, Lagos

My company switched to Span and I love it. Two telemedicine consultations, one hospital visit, drug delivery — everything frictionless. No approval processes. No waiting. And I can see my savings growing every quarter.

T
Tunde A.
IT Professional, Abuja

We moved our team from expensive hospital visits to Span's network at half the cost. Savings are actually growing. A genuine win-win for employer and staff alike.

TK
Bello
Kano — School Administrator
Trusted Partners

Organisations that trust and power the Span Healthcare ecosystem

Start Today

Your health needs will grow. Your savings should too.

Diabetes management costs ₦80,000–₦200,000 a year. Hypertension medication is lifelong. CKD treatment can reach ₦500,000. The average Nigerian spends 24 years in retirement without structured health coverage. A Span health savings account means none of that catches you off guard. Start today — even ₦5,000 a month builds a real safety net.

Get Started Free   Call Us Now